What information do we need?

At our firm, we take pride in providing high-quality mortgage capacity reports that accurately reflect your unique financial circumstances. Our reports are the results of in-depth consultations with multiple lenders and a thorough analysis of your financial information. Firstly, we gather information about your financial circumstances by asking specific questions related to your income, expenses, and other relevant details. This information is then used to calculate your borrowing capacity and determine the maximum mortgage amount you can afford.

Next, we consult with multiple lenders to obtain a detailed breakdown of their mortgage products, including current market interest rates, monthly repayments, and expected mortgage costs. This information is then used to compare and evaluate the available options and determine which lenders are best suited to your unique requirements.

Once we have gathered all the necessary information and evaluated the available options, we produce a comprehensive mortgage capacity report that includes a detailed breakdown of your borrowing capacity, maximum mortgage amount, and expected mortgage costs.

Our goal is to provide you with a reliable, unbiased, and personalised mortgage capacity report that helps you achieve your homeownership goals.