Expert Independent Mortgage Advice
We believe no matter what your situation, there is always a solution
I.I FINANCIAL SERVICES - A DEDICATED TEAM BY YOUR SIDE
Buying a home is complicated! You’ve probably got a million questions. We’re with you every step of the way – from house hunting to paying off your mortgage.
SURVEY
Do I need a Survey?
20% of buyers get a professional survey prior to purchasing their new home. Which means 80% of buyers are taking a big risk. There is a misconception that they are costly and not worth the effort. But requesting a survey can also mean avoiding lofty expenses and stress down the line. According to The Royal Institute of Chartered Surveyors (RICS), many buyers are unknowingly setting themselves up for an average £5,750 in repair bills on their new purchase!
So learn your property’s secrets. Some unpredictable problems such as rot, subsidence, and structural defects are hidden to the inexperienced eye and only apparent to a professionally qualified chartered surveyor. So to avoid a property with walls on the verge of collapse, or that’s built on a floodplain, and to be informed about upcoming repairs to the chimney chutes, extensive rewiring, or the type of glaze you’ll need, requesting a survey is a smart move.
Do surveyors work on behalf of both a buyer and a lender?
This is a frequent misunderstanding of potential buyers, and the answer is no! A Mortgage Valuation is conducted for the lender alone, and you need a more detailed report to protect your interests.
RICs Research
More than a fifth of home buyers who did not take out a survey are now saddled with a property they would never have bought if they had been aware of its true condition.
The survey of 1,017 buyers across the UK found that consumers are clearly aware of the need for independent advice. However, nearly a third failed to get it. The new homeowner may then be unable to afford, or have the desire, to fix the faults and may be left with a property they may no longer want to live in but are unable to sell to recoup their losses.
RICS’ survey shows it is the young and first-time buyers who are at particular risk, with a lack of understanding of the home buying process.
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We work with a number of highly professional Conveyancers who will deliver the legal services you need to purchase your property
Contact us now to get your home move moving. It is important to have the right help through this process.
Conveyancing is not regulated by the Financial Conduct Authority
Check out our amazing 5 star reviews!
muaz bajwa21/08/2023I am writing to express my heartfelt appreciation for the outstanding mortgage services provided by Imran, Zulfi, and the entire team. The journey to homeownership can be quite daunting, but your team's professionalism, expertise, and dedication made the process seamless and truly remarkable. From the very first consultation, Imran and Zulfi exhibited an impressive depth of knowledge in the mortgage industry. Their insightful guidance and clear explanations helped me understand the intricacies of various mortgage options available. They patiently answered all my questions and took the time to ensure I felt confident and informed at every step. In closing, I cannot thank Imran, Zulfi, and the team enough for their exceptional mortgage services. Your team's expertise, dedication, and customer-centric approach have left an indelible mark on my journey to homeownership. I wholeheartedly recommend your services to anyone seeking a mortgage, and I am confident that others will have the same positive experience that I had.
crasto hampen09/08/2023I recently worked with Imran & Zulfi & Patricia from I.I Financial Services & Charlotte Cope from PCS Legals for my mortgage & conveyancing and I couldn't be happier with the experience! Imran, Zulfi & Patricia were knowledgeable, professional, and went above and beyond to make sure I got the best mortgage & legal conveyancing for our family needs. Patricia took the time to answer all my questions and made the process easy and stress-free. I highly recommend I.I Financial Services & PCS Legals to anyone in the market for a mortgage Thank you for all your help!
Leon Leung01/08/2023I spoke to Imran for some advice re my mortgage. He was super friendly, knowledgeable and provided a great service. I would highly recommend them again!
Justin Harris31/07/2023Toya handled my case with care and professionalism. Her knowledge of the market was strong and how to handle a tricky case was brilliant. It was a pleasure dealing with her - the whole experience was seamless. I highly recommend using IIFS
A Jamil27/07/2023I have used I.I Financial Services on 3 occasions now, Imran has always come through and has always given the best support and advice regarding mortgages. Many thanks to Tocoya for all her help and support in getting me a mortgage offer with speed. Fantastic communication and speedy responses from her also. Whatsapp communication is a great and efficient way to communicate and made the whole process stress free and simple! Many thanks
Irrum Y27/07/2023I would just like to say a big thank you to Imran and his team. They were professional and provided a great service whilst enquiring about purchasing my first property, I would highly recommend I.I Financial Services Mortgage Brokers :)
Dimpal Bhanu27/07/2023Imran and Zulfiqar have provided me with an excellent service, especially through a stressful time - going above and beyond. I can't recommend these guys enough, they are truly experts in their field and looked after me as a client with the most customer-first attitude and behaviour possible. If you are looking for mortgage broker with integrity please use these guys!
Londoncode uk25/07/2023Zulfi, Imran, Toya, and Pat have been great to work with. It has taken me over 2 years to find a property I like, and Imran and his team have been great. I loved Pat from P.I. Property solutions. That service is great..
Maxine Hermann15/06/2023Don’t know what I would do without them excellent service a care for detail