Expert Independent Mortgage Advice
We believe no matter what your situation, there is always a solution
I.I FINANCIAL SERVICES - A DEDICATED TEAM BY YOUR SIDE
Buying a home is complicated! You’ve probably got a million questions. We’re with you every step of the way – from house hunting to paying off your mortgage.
SURVEY
Do I need a Survey?
20% of buyers get a professional survey prior to purchasing their new home. Which means 80% of buyers are taking a big risk. There is a misconception that they are costly and not worth the effort. But requesting a survey can also mean avoiding lofty expenses and stress down the line. According to The Royal Institute of Chartered Surveyors (RICS), many buyers are unknowingly setting themselves up for an average £5,750 in repair bills on their new purchase!
So learn your property’s secrets. Some unpredictable problems such as rot, subsidence, and structural defects are hidden to the inexperienced eye and only apparent to a professionally qualified chartered surveyor. So to avoid a property with walls on the verge of collapse, or that’s built on a floodplain, and to be informed about upcoming repairs to the chimney chutes, extensive rewiring, or the type of glaze you’ll need, requesting a survey is a smart move.
Do surveyors work on behalf of both a buyer and a lender?
This is a frequent misunderstanding of potential buyers, and the answer is no! A Mortgage Valuation is conducted for the lender alone, and you need a more detailed report to protect your interests.
RICs Research
More than a fifth of home buyers who did not take out a survey are now saddled with a property they would never have bought if they had been aware of its true condition.
The survey of 1,017 buyers across the UK found that consumers are clearly aware of the need for independent advice. However, nearly a third failed to get it. The new homeowner may then be unable to afford, or have the desire, to fix the faults and may be left with a property they may no longer want to live in but are unable to sell to recoup their losses.
RICS’ survey shows it is the young and first-time buyers who are at particular risk, with a lack of understanding of the home buying process.
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We work with a number of highly professional Conveyancers who will deliver the legal services you need to purchase your property
Contact us now to get your home move moving. It is important to have the right help through this process.
Conveyancing is not regulated by the Financial Conduct Authority
Check out our amazing 5 star reviews!
Zinnat Hussain01/10/2025I am really grateful to Imran and his team for the support they have provided through this process which normally is extremely stressful. His detailed but relaxed approach has been amazing. I will certainly be recommending his services to my friends and family. A big thank you from me.
Ahsan Khokhar01/10/2025Imran and his team have been fantastic throughout this whole process. Before I even committed to his services he had a detailed conservation with me about my circumstances, and through the process has been completely transparent without over promising. This has led to a smooth process from start to finish. I cannot recommend I.I Financial Services highly enough!
khamis massoud01/09/2025NOTE: F.Y.I, Thanks again Imran and your team to help me secure great product.very appreciate Imran always talk to me on whasaap from beginning till end helping me to secure all my product with many different Financially trouble I was almost in high level of stress but since I found imran and his team now I am new born with no stress at all thanks again imran. Imran and his team helped me secure a great product. Always available on whatapp with any questions I have. 1. Customer satisfaction 👌 Always ready to help—never disappoints! Highly recommended! 2. Service that speaks for itself! 💯 Helpful, reliable, and satisfying every time. 3. Top-notch support 👏 Always goes the extra mile. Definitely worth recommending! 4. You won’t be disappointed! Help at its best 🙌 Highly recommend to everyone! 5. Customer first, always! 💥 Excellent service—trust me, you’ll love it.
Abubakar Ahmed26/07/2025A massive thank you to I.I Financial for making our dream come to reality, they made this difficult process smooth and stress free. I highly recommend I.I Financial Services. Thanks Guys!! 🙏🏼
Ravi Jheeta18/07/2025An absolute pleasure working with Imran on one of our mortgage applications. It was a complex structure and he navigated through everything. Great communication throughout the process and was very thorough with putting the case together. Highly recommend Imran and the team.
Aisha Hoskins15/07/2025I can’t thank Imran and the team at I.I Financial Services enough for everything they have done for me. From day one Imran has been honest patient and incredibly supportive even when the odds felt stacked against me I came into this process with less than desirable credit and I wasn’t even sure if getting a mortgage was possible. But Imran never made me feel judged or dismissed. Instead he explained everything clearly, kept it real with me the whole way and worked relentlessly to find a solution that would actually work. Now, what felt like against all odds I have a mortgage offer in place to complete my Right to Buy. This is life changing for me. After more than 15 years in my council home I’m finally going to own it and I wouldn’t have made it here without Imran and his team. If you’re feeling like you’ve got no options or that your credit history will hold you back please speak to Imran. He is not just a broker he genuinely cares about helping people and knows how to make things happen when others can’t. Thank you Imran and everyone at I.I Financial Services I will never forget what you have done for me! X
Khalid Mairaj27/04/2025Imran got the mortgage sorted for us quickly and swiftly. Great professional service. Highly recommend
yaasir mairaj16/04/2025Imran was fantastic to work with. He secured us a mortgage effortlessly with an excellent interest rate—something other brokers were struggling to deliver. He was professional, efficient, and a pleasure to deal with from start to finish. Highly recommended!
Alistair Gamson31/03/2025Imran and the team helped me in securing my mortgage and made my dream of owning my own home a reality. If there were any problems he was always available and able to provide the help we needed. I can’t recommend them highly enough. Thank you.
Carla Gamson31/03/2025We have just completed on our mortgage and Imran and his team were fantastic - We had lots of hurdles to overcome and Imran was constantly in touch, helping us getting us to the finish line. I highly recommend I.I Financial services Mortgage Brokers.